What We Do

We work with individuals and families to provide client-centered education to help our customer's pursue their financial goals during all stages of life. 

 We want to learn about your personal situation, identify your dreams and goals, and understand your needs. We look for what is important to you, as well as what you may have overlooked.  Long-term relationships that encourage open and honest communication are  one of the foundations of success.

• Financial Planning: Determine your goals, create a plan and organize your financial planning needs.  Some examples include budgeting, saving, paying down debt, education and retirement planning.  
• Investment Advising: Determining your asset allocation needs, to manage your investment suitability. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles.
• Retirement planning: Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement.
• Education funding: Recommending investment and accumulation strategies to prepare for and pay for your children's education.
• Estate planning: Helping preserve your estate for your intended heirs.  Strategies aimed at reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.
• Life and Disability Insurance:  We review existing insurance policies to recommend changes when appropriate.  We can also find insurance policies if they are beneficial to your situation.

 Asset allocation does not ensure a profit or protect against a loss.